CMHC MLI Select Financing-qualification modelling and application support
Energy Management

Measured.
Modelled.
Verified.

ASHRAE Level I–III energy audits and calibrated whole-building energy modelling, delivered as one service rather than two. In practice they are a single continuous process: you cannot trust a model that has not been reconciled against a bill, and you cannot price a measure from an audit that never modelled the alternative.

27.79%
Modelled site EUI reduction — 426 Queenston St, CMHC MLI Select Level 2
+1.5% gas
Calibration residual against actual billed consumption; electricity −10.6% on the same engagement
I–III
Full range of ASHRAE audit depth, matched to the size of the decision
What this covers

Two halves of
one process.

Energy Modeling was a separate service line here until September 2026. It was folded into this page because audits and modelling are one continuous process in practice, and splitting them made a reader choose between two entries describing the same engagement.

Diagnosis

ASHRAE Level I–III energy audits

From a walk-through survey to investment-grade analysis, with depth matched to the size of the decision. A benchmarking exercise does not need the rigour a capital commitment does, and paying for the deeper one first is how audit budgets get spent without producing a decision.

Quantification

Calibrated whole-building modelling

Modelling serves two jobs: verifying audit findings by reconciling a RETScreen model against actual utility bills, and — where a project needs performance-pathway code compliance or CMHC MLI Select qualification — full whole-building simulation in eQUEST.

Methodology

Two tools,
two distinct
jobs.

RETScreen establishes what the building actually does. eQUEST answers a harder and different question — what a proposed design would do against a code or programme baseline. Using one where the other belongs is the most common way a modelling exercise produces a number nobody can defend.

01 · Baseline & calibration

RETScreen Expert

Our primary tool for audit-model calibration and financial sensitivity analysis. A model is not accepted until its predicted consumption reconciles against the building's own metered gas and electricity billing.

+1.5% gas  −10.6% electricity

A real result, not an accuracy target: on a completed audit engagement the base-case model reconciled to within these margins of actual billed consumption. Inputs are adjusted until a model lands inside that band. Until it does, it is not used for anything.

02 · Compliance & qualification

eQUEST

Whole-building hourly simulation — 8,760 hours a year on the DOE-2.2 engine — used when a project has to demonstrate performance-pathway code compliance or qualify for a financing programme such as CMHC MLI Select.

A baseline building is modelled first, representing either the existing building or minimum code compliance. The proposed design is then modelled against it, and the difference in annual energy and GHG emissions is what the qualification score is calculated from.

On modelling-scope projects the eQUEST result is cross-checked against RETScreen for resource and financial sensitivity. Two engines disagreeing is information; one engine agreeing with itself is not.

How we work

Six steps, every
audit.

The same underlying process runs across our engineering work — site and data gathering, baseline calibration, scenario modelling, comparison, financial synthesis, verified recommendation. Only the tools change with the application: here that means RETScreen and eQUEST where a solar study would use SAM and PVsyst.

01 · Site & data assessment
Twelve months of utility billing, a walk-through of the plant, nameplate capture and, where the question warrants it, logging and thermal imaging. Nothing is assumed that can be measured.
02 · Baseline calibration (RETScreen)
A base-case model built and then reconciled against actual billed gas and electricity until it lands inside tolerance. This step is where most of the audit's credibility is won or lost.
03 · Design scenario modelling (eQUEST)
Where the project needs code compliance or programme qualification, a whole-building hourly model of the proposed design against its baseline.
04 · Scenario comparison
Measures modelled individually and in combination, because interactive effects are real: a sealed envelope changes what the heat pump above it should be sized for.
05 · Financial & programme synthesis
Cost, savings and payback per measure, set against the incentive and financing routes the building actually qualifies for rather than a generic list.
06 · Verified report
A structured report with the model files behind it, in the format the funder scores, with uncertainty stated rather than implied.
Results

What the process
delivers.

Two modelled buildings, scoped in opposite orders. The first is a CMHC MLI Select Level 2 qualification study — a fabric-first retrofit where the envelope was sealed and insulated before any equipment was touched. The second, further down, is the mechanical-led case.

Building envelope upgrade · CMHC MLI Select Level 2, 35 points

426 Queenston Street, St. Catharines, Ontario

Existing 1970s-era three-storey masonry building · 20 residential units

426 Queenston Street, St. Catharines: a three-storey 1970s masonry residential building
426 Queenston Street, St. Catharines. Twenty units in a 1970s masonry walk-up. The retrofit was designed around a documented chronic heat-loss problem on the third floor.
27.79%
Modelled site EUI reduction
32.46%
Electricity reduction
17.88%
Natural gas reduction
19.44%
GHG reduction, 15.55 tCO2e/yr
Electricity — baseline vs proposed
Annual consumption, kWh/yr · eQUEST 3.65, NECB 2017
Baseline
274,953
Proposed
185,703

A reduction of 89,250 kWh a year, or 32.46% of the modelled baseline.

Natural gas — baseline vs proposed
Annual consumption, therms/yr
Baseline
13,286
Proposed
10,910

A reduction of 2,376 therms a year, or 17.88% of the modelled baseline.

eQUEST three-dimensional massing model of the 426 Queenston Street building
eQUEST model. The whole-building geometry the 8,760-hour simulation runs on.
eQUEST HVAC system diagram for 426 Queenston Street showing the air-side and water-side system layout
eQUEST HVAC system diagram. How the modelled systems are wired together — the part that decides whether a modelled saving is achievable or arithmetic.

The retrofit was designed around a documented chronic heat-loss problem on the building's third floor, and addressed it envelope-first: R-60 roof insulation, window and door perimeter sealing, and interior low-E thermal film. Equipment was left alone. Sizing a mechanical upgrade before the envelope is fixed means sizing it against a load that is about to disappear.

Modelled results from an eQUEST 3.65 study against NECB 2017 and ASHRAE 90.1. These are design-stage projections used for programme qualification, not post-occupancy measured savings. Where we report measured savings, they are verified under IPMVP with the confidence interval stated — see why we adjust the baseline, not the results.

A second building

134 Bagot Street,
Guelph.

Where Queenston was fabric-first, this one is the other shape of the same problem: an eight-unit multi-residential building where the mechanical plant was the constraint, and the envelope work came alongside it rather than instead of it.

Mechanical + envelope upgrade · modelled

Constant-volume and 75% boilers, replaced

The proposed design replaced constant-volume HVAC and standard-efficiency natural gas boilers with variable-volume air-source heat pumps and high-efficiency condensing boilers. The envelope measures were scoped around that, not ahead of it — the reverse of the order used at Queenston, because here the plant was what was actually limiting the building.

50%+
Modelled electricity reduction
15%+
Modelled natural gas reduction
75→95%
Boiler efficiency, existing to proposed
eQUEST three-dimensional model of the 134 Bagot Street building
eQUEST model. The geometry the hourly simulation runs on.
eQUEST HVAC system diagram for 134 Bagot Street showing the air-side and water-side layout
eQUEST HVAC system diagram. Air side and water side, as modelled — where the heat pump and condensing boiler changes actually land.
Exterior of the 134 Bagot Street multi-residential building in Guelph
134 Bagot Street. Eight units, Guelph.
Two rental domestic hot water tanks labelled WH-1 and WH-2 in the building's mechanical space, with surface corrosion at the base
Domestic hot water, as found. Two rental tanks, corrosion at the base. Rental equipment is rarely replaced early, which is exactly why it survives an efficiency review that nobody costs properly.
Building envelope condition photographed during the site survey at 134 Bagot Street
Envelope, as found. Recorded during the site survey and carried into the model rather than assumed.

Modelled projections from an eQUEST 3.65 study against NECB 2017, not post-occupancy measured savings. The electricity and gas figures are stated as floors: they hold under every reading of the source report's own tables. Baseline and proposed consumption are client data and are not published. A greenhouse gas reduction figure is deliberately omitted pending reconciliation of the source report — its headline and its own per-fuel rows disagree, and we would rather publish nothing than the wrong one.

Deliverables

What you
receive.

Including the model files. A model you cannot open is a number you have to take on trust, and the next engineer who touches the building has to build it again.

  • A structured audit report — Level I, II or III, according to scope
  • The calibrated RETScreen model file, reconciled against actual utility billing
  • A whole-building eQUEST model, where the project requires code compliance or programme qualification
  • An itemised ECM package, with savings shown individually and in combination
  • Programme-qualification documentation — an MLI Select scoring summary, for instance — where the engagement calls for it
FAQ

Common questions.

Depth, matched to the size of the decision. Level I is a walk-through survey — enough to benchmark performance and identify the obvious. Level II breaks energy use down by system, with preliminary savings and cost estimates against specific measures. Level III is investment-grade: the engineering detail needed to commit capital with confidence, and it normally includes calibrated modelling.

Not always. Full whole-building simulation is required specifically when a project has to demonstrate code compliance or qualify for a financing programme such as CMHC MLI Select. Plenty of audits never need one; a calibrated RETScreen model is often enough to verify the findings and rank the measures.

Because it is reconciled against real bills before it is trusted for anything. A baseline model is built, its predicted consumption is checked against the building's actual metered gas and electricity, and inputs are adjusted until the two agree inside a tight tolerance. On the engagement quoted above that was +1.5% on gas and −10.6% on electricity. Until a model lands there, it is not used to justify a measure.

MLI Select generally applies to multi-family residential properties able to demonstrate a meaningful reduction in energy consumption and GHG emissions against a baseline — commonly cited from around 20% to begin qualifying, scaling through higher tiers. Eligibility and programme detail have to be confirmed with CMHC and your lender. Modelling establishes whether the reduction is achievable; it does not guarantee qualification.

Next step

Thirty minutes, with the engineer who would run the work.

No cost and no obligation. Bring twelve months of utility bills if you have them — that alone is usually enough to say whether a building has a capital problem or a controls problem.